Thinking About Moving to Florida? Here’s What You Need to Know Before You Go

Every year, more and more Staten Islanders trade in snow shovels for sunshine and humidity they can actually brag about. If you’ve been daydreaming about palm trees, lower taxes, and year-round flip-flops, you’re definitely not alone. Florida has become one of the most popular relocation destinations for New Yorkers—but like any big move, the transition is smoother when you know what to expect.

As an Associate Real Estate Broker who’s helped many local families sell here and settle there, here’s a smart, straightforward guide to help you decide if the Sunshine State is the right next chapter.

Why Are So Many New Yorkers Moving to Florida?

1. Lower Cost of Living & No State Income Tax

This one is the headliner. Florida’s cost of living can be significantly lower, especially in housing and taxes. Many people find that their retirement dollars stretch further—or that they simply prefer keeping more of their paycheck.

2. Sunshine… A Lot of It

Florida gets over 230 sunny days a year (yes, you read that right). If seasonal depression has been winning, consider this your personal plot twist.

3. Lifestyle Upgrade

Outdoor living is a way of life: boating, beaches, waterfront dining, pickleball, golf, community events, and year-round fresh air. Even weekday evenings feel like a mini-vacation.

4. Job & Business Opportunities

From healthcare and hospitality to logistics, aviation, and tech, Florida has seen major job growth in multiple markets—including Tampa, Orlando, Jacksonville, and Miami.

But Before You Pack the Moving Truck…

A major move is more than swapping bagels for oranges. Here’s what to think through:

1. Not All of Florida Is Created Equal

Beach towns, suburban master-planned communities, golf-cart villages, busy urban centers… Florida has very different personalities depending on where you land.
Top areas NYers tend to choose:

• Tampa / St. Petersburg – city life + beaches

• Orlando suburbs – family-friendly and central

• Jacksonville – affordable, growing, coastal

• Palm Beach County – upscale, active-adult communities

• Southwest Florida – slower pace, gorgeous beaches

2. Hurricanes & Insurance

Yes, hurricanes are a real part of Florida living. So is the insurance market. It varies by region—some areas are pricier than others. Research this early so there are no surprises.

3. The Heat

Florida has two seasons: “Warm” and “Welcome to the Outdoor Sauna.”  Most people adjust quickly, but it is a change from Staten Island’s four-season climate.

4. HOA & Community Rules

Many Florida communities offer resort-style living—but they may come with rules, amenities fees, or HOA guidelines. Always read them before signing.

Selling Your Staten Island Home Before You Move

Here’s where your transition becomes a lot smoother: a strategic sale here makes your Florida purchase much easier—especially in competitive, fast-moving Florida markets.

When you’re ready to relocate, I can help you:

• Price your SI home for maximum interest

• Attract qualified buyers ready to move quickly

• Coordinate timing so your sale and purchase align

• Connect you with trusted Florida agents in your destination city

• Provide guidance on the financial and logistical steps

Many of my clients relocating to Florida end up with strong sale proceeds—often enough to buy their next home in cash or with a significantly lower mortgage.

Is a Florida Move Right for You?

A move this big deserves clarity, not guesswork. Start by thinking about:

• Your budget

• Your lifestyle goals

• Whether you prefer city, suburbs, or coastal living

• School needs

• Job proximity

• HOA vs. no HOA

• Insurance considerations

• Travel distance to family

And most importantly: Do you see yourself living a more relaxed, sunshine-focused lifestyle?
If the answer is yes, you’re already halfway packed.

Thinking About Making the Move? Let’s Talk.

If you’re considering moving to Florida, I can help you understand:

• What your Staten Island home could sell for

• How to plan your relocation timeline

• How to avoid common mistakes sellers make before moving

• Which Florida markets best match your lifestyle

• How to get connected with a vetted, high-performing Florida agent

Moving out of state doesn’t have to be stressful—especially when you have guidance from someone who knows the process inside and out.

Reach out anytime. I’m here to help you make your next chapter your best chapter.